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About Us

Simply put:

Entering the workplace is difficult enough without the additional stress that can come with carrying student loan obligations. By identifying the appropriate student loan repayment option based on budget, career intentions, and other criteria specific to the individual, InsMed is able to offer professionals a holistic approach to short and long term repayment goals.

Our process for student loan counseling begins with an analysis of the financial factors specific to the individual borrower’s circumstances.

Our History

InsMed is an independent financial and insurance advisory firm dedicated to identifying and addressing the financial security needs of America’s professionals.

Since its inception in 1993, InsMed has demonstrated its depth of experience by devising innovative solutions to meet the challenge of providing the best security and protection while managing cost. Currently, InsMed serves more than 15,000 professionals across the nation. With our growing national network of insurance and financial planning professionals, we take a team-based, client-driven approach to provide the highest levels of professional advice, service, and products.

Our Values

Planning & Advice
InsMed is staffed with industry experts, trained to navigate clients throughout their careers beginning with student loan advice and ending in financial and income planning.

Education and Knowledge
InsMed emanates knowledge, providing real-time, relevant information and educational sessions for financial planning, insurance programs and various products.

Expert Insight and Value-Add Tools
InsMed offers clients expert perspectives and user-friendly tools needed to set and achieve goals.

Actionable Solutions
InsMed provides clients the creative and practical solutions needed to suit their individual needs and situations.

Personalized Service
InsMed understands every financial situation is unique and is equipped and dedicated to forging the best journey for each client.


Justin Kribs, MS, CFP®

Justin is the Director of Financial Planning and Student Loan Services with InsMed. Prior to joining InsMed he spent 5 years as the Manager of Student Debt Counseling and Financial Management at Oregon Health and Science University in Portland, OR. Justin was just 1 of 3 CFP® professionals nationally that worked for a medical university in such a capacity.

During this time he had over 2,000 meetings with students, residents, and faculty helping them get a handle on their financial situations by integrating loan repayment with long term financial goals. Justin has spoken at the national level and brings extensive experience and insights in the specialized areas of student loan repayment strategies. Justin earned his CFP® designation in September of 2009 and earned his Master’s in Personal Financial Planning from Kansas State University in 2014. Justin lives in Camus, Washington with his wife Akiko, and their three daughters.

Molly Rimes

Molly is a Financial Planning Associate at InsMed. She graduated from Florida State University, where she experienced firsthand the lack of personal financial knowledge offered to students. Molly is now working towards her Certified Financial Planning (CFP®) designation, and has passed her exam. She is based in the New York Metro area.